carlos ayala
With over 14 years of combined experience in finance and mortgage, I bring a deep understanding of the numbers behind the home — and the heart within it. My career began in lending, where I helped hundreds of clients navigate complex financial decisions with clarity and confidence.
Real Estate Agent
let's talk!
buying or selling?
Today, as a real estate professional serving Southern Oregon, I carry that same level of care, precision, and dedication into every transaction. I’ve built my business on two core values: genuine care and relentless hard work. I take the time to truly understand your needs, goals, and concerns — then work tirelessly to protect your best interests. Whether you’re buying your first home, upgrading, downsizing, or investing, I’ll be by your side every step of the way.
My deep roots in Southern Oregon, paired with my financial expertise, give my clients a clear advantage in today’s market. But beyond the numbers and negotiations, what matters most is trust — and that’s what I strive to earn every day.
Today, as a real estate professional serving Southern Oregon, I carry that same level of care, precision, and dedication into every transaction. I’ve built my business on two core values: genuine care and relentless hard work. I take the time to truly understand your needs, goals, and concerns — then work tirelessly to protect your best interests. Whether you’re buying your first home, upgrading, downsizing, or investing, I’ll be by your side every step of the way.
My deep roots in Southern Oregon, paired with my financial expertise, give my clients a clear advantage in today’s market. But beyond the numbers and negotiations, what matters most is trust — and that’s what I strive to earn every day.
Beyond the numbers and negotiations, what matters most is trust — and that’s what I strive to earn every day.
Let’s turn your real estate goals into a future you can feel at home in.
call me or text me
shoot me an email
2011
I've learned so much throughout my 14 years in banking, finance, and lending, and I'm super excited to bring that to my clients!
I began my career in mortgage lending.
2024
I became a real estate agent!
2025
Beyond the numbers and negotiations, what matters most is trust — and that’s what I strive to earn every day.
With over 14 years of combined experience in finance and mortgage, I bring a deep understanding of the numbers behind the home — and the heart within it. Whether you’re buying your first home, upgrading, downsizing, or investing, I’ll be by your side every step of the way.
Real Estate Agent
let's talk!
Carlos ayala
@randyrudy
"Brandy is the most professional, polite, hardest working agent I’ve ever worked with, 100% recommend her to anyone looking for real estate help. She helped us buy our land, sell our investment property and sell our personal home, we had several offers, she helped us negotiate between them and get us the offer that best matched our needs. In the end it was an easy process, she was very quick to respond to any questions we had or the buyers agent."
@plount96
"To say that Brandy went above AND beyond for my family when selling our home is an understatement. She worked countless hours to help me navigate selling a home- I had no idea the amount that goes into the process and she was there every step of the way. Brandy was never more than a phone call away to clear any concerns or questions I had. She was on the property first and last to leave whenever jobs needed done. I felt a genuine trust in her that is hard to come by- she’s one hard working woman with a heart of gold! Anyone looking for a realtor would want Brandy in their corner-YOUR happiness and success is her ultimate goal and she goes to the greatest lengths to achieve that!"
@MRSSUSIEMARSHALL
"I have never seen a better more caring agent. My husband and I had to be gone for 6 weeks when our rental went on the market. Brandy told us to go, and not worry about anything . She did 95% of the work herself and hired the rest. Saving us a lot of money. We got updates and pictures every few days. She was very thorough in every aspect of the process. We were amazed and so happy to pay her commission she earned every penny. She is honest trustworthy and got back to us in hours if not sooner if we had a question."
@ChrisKantock
"My experience I had with Brandy was 100% all the way through. Total professional. Guided me and fully explained everything to me along the way. Very detail oriented. I am telling my friends and neighbors all about the expertise of the local areas I was interested in & her extensive knowledge of the purchasing process. I felt informed and my best interests in mind. I'm so happy! Thanks Brandy!"
@brendadavis
"I wanted to take a moment to express our sincere appreciation for Brandy Holder's incredible service throughout this home selling journey. Her dedication to understanding our needs, quick and prompt communication to our inquiries and in-depth knowledge to the market were truly outstanding. We especially appreciate all of the hands on landscaping, pool up-keep, remodeling and staging of the property to pull us through to the sale of our home. Thank you again to Brandy Holder for her professionalism and commitment to making this experience absolutely positive. We will definitely recommend Brandy to anyone looking for the best realtor in the area."
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